Crime – Petty crime is a well-known occurrence in most Latin American countries. Pick pockets, working in teams, abound on the narrow streets and buses stealing wallets, cameras, and cell phones. Thieves may break the windows of either parked or stopped cars and steal any package that are in sight. But, petty crime inspires more serious crimes. Robberies, pickpockets, and luggage thefts are common on buses. Corrupt taxi drivers have been known to pick up an accomplice who threatens the passenger at gun- or knifepoint while he is driven from ATM to ATM and forced to withdraw the maximum amount. Home break-ins and invasions are also common, especially among expatriates in rural areas. Unfortunately, the police do not provide a barrier to crime that most Americans expect to help shield them. Help from the police in Ecuador is not always forthcoming either because of widely perceived incompetence or corruption; in too many cases the police are accomplice to many serious crimes.
Government goods and services - Besides Ecuador having fewer government goods and services than the U.S. citizens living there might be used to, there are aspects of its culture with which ex patriots may grow disaffected. For example, the reminders of widespread inequality are dishearteningly visible in the beggars in the streets, the armed guards outside commercial enterprises, and the multitude of obviously low wage workers. Also, while social interactions with ordinary Ecuadorans is unfailingly polite and friendly, one ex patriot said it can be wearing because many Ecuadorans avoid giving bad news by various circumlocutions. Exchanges with bureaucracy can be even more onerous for a number of reasons including mindless adherence to their rules, inadequate language skills, and, in some cases, expectation of a bribe or “cola.”
Ex patriot community - Because there is a large community of U.S. ex patriots in Ecuador (the exact number is not reliably known, although one estimate is 5 to 10, 000), some of them depend on this community for their social life. According to one of these ex patriots living in Cuenca, the city with the largest U.S. ex patriot community of perhaps 4,000, reliance on it is also problematic. For example, some ex patriots complain about the “high school” like quality of the community because of rumors and petty quarrels. In some cases, ex patriots feel that they have been taken advantage of when dealing with ex patriots who offer services to their compatriots.
Preferences – Some things can make life more comfortable, but are not usually added to the monthly cost of living expenses touted for Ecuador. For example, owning a car is not considered a necessity, but will often be preferred, especially when one considers the risk crime associated with taxis and buses. ( A reasonable used car might be $15,000 and don’t expect to finance it.) Over a long-term, housing costs can be reduced when an apartment or house is purchased, although living in rural or isolated areas can also increase the risk of burglary or home invasions. And, since homes in Ecuador are not heated, but can be quite chilly during the winter, heaters can add $10.00-20.00 per month to housing costs.